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What Documents You Need to Open A Bank Account In Ghana

What Documents You Need to Open A Bank Account In Ghana

When you want to set up a bank account in Ghana, you need to have a few important documents at hand. Each bank has its own set of documents that customers need to have in order to open an account. It’s always a good idea to have some extra copies of these documents so that you don’t have to go through the trouble of getting them again if your original copies get lost or damaged. But in case you forget to bring one of these documents with you, there are still ways to open a bank account in Ghana. Below is a list of the most important documents you need to open a bank account in Ghana.

Original Passport or Birth Certificate

These are perhaps the two most important documents you’ll need when opening a bank account in Ghana. They serve as proof of your identity and nationality. If you don’t have one of these documents, then you can also use a government issued photo ID, such as a driver’s license or passport, to open a bank account in Ghana.

School/University ID

If you’re opening a bank account in Ghana for the first time, you’ll need to provide documentation that proves you’re the owner of the account. This documentation can come in the form of a school/university ID card. Make sure to bring this card with you when you go to the bank in order to open the account.

Employment Letter

You’ll also need to provide documentation that proves you’re the owner of the account. This documentation can come in the form of an employment letter. Make sure to bring this letter with you when you go to the bank in order to open the account.

Latest Bank Statement

You’ll also need to provide documentation that proves you’re the owner of the account. This documentation can come in the form of a bank statement. Make sure to keep a copy of your latest bank statement with you when you go to the bank in order to open the account.

Form of Identification (Official ID or Driving License)

Finally, you’ll need to provide documentation that proves you’re the owner of the account. This documentation can come in the form of an official ID or a driver’s license. Make sure to keep a copy of these documents with you when you go to the bank in order to open the account.

Verification of Assets (only for non residents)

If you’re opening a bank account in Ghana for the first time, you’ll need to provide documentation that proves you have some money in the bank. This documentation can come in the form of a verification of assets. Make sure to bring this document with you when you go to the bank in order to open the account.

All banking transactions will need to be carried out in Ghana Pays cash into the account.

When you open a bank account in Ghana, you are legally required to make all banking transactions in Ghana Pays. This means that you must deposit all your money in cash into the account you open. You cannot have an account with a merchant account, have a checking account, or have an account with another bank in Ghana.

Other Documents You May Require

If your documents are in order, but you still can’t open a bank account in Ghana, you may be asked to present other documents. These could include your utility bill, a copy of your lease, or a declaration of ownership for a piece of property you intend to buy.

Conclusion

As you can see, it’s important to have all of the important documents you need with you when you go to open a bank account in Ghana. Even though it may seem like a simple thing to do, many people find themselves having to go through the process multiple times because they forget something. Having all of the documents you need in order will make the process much easier and quicker.


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