In today’s economic climate, strong cash management is just as vital as strong sales. Whether you’re a high-turnover company, a capital-intensive operation, or simply holding surplus funds between projects, placing money in the right savings product can earn competitive returns while keeping capital secure.

At Wigmore Trading, we support businesses across Africa by facilitating access to high-yield business savings solutions—including fixed term deposits, notice accounts, and custom options for large organisations. Backed by dedicated 1-2-1 support, we help you make smarter decisions with your working capital.

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Why Consider Business Savings Products?

Business savings accounts aren’t just for banks. Forward-thinking companies use them to:

• Earn interest on surplus cash
• Strategically manage liquidity
• Create buffers for taxes or seasonal downturns
• Plan for equipment upgrades, expansion, or acquisitions

By matching savings terms to your cash flow needs, you can optimise idle funds and improve overall financial performance.

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Our Business Savings Products

We help businesses access a variety of savings solutions via regulated institutions—each tailored to different timeframes, return goals, and liquidity needs.

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1. Fixed Term Deposits

Ideal for businesses looking to lock in competitive returns over a set period, from 3 months to 5 years.

Key Features:

• Higher interest rates than standard accounts
• Fixed rate for the entire term
• Principal protected
• No access during the term (suits long-term cash reserves)

Perfect for: Companies with stable cash reserves or earmarked funds not needed immediately.

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2. Notice Accounts

Flexible accounts that offer higher returns than standard savings, while allowing access to funds with advance notice (e.g., 30, 60, or 90 days).

Key Features:

• Earn competitive interest
• Withdraw with agreed notice period
• Useful for managing tax bills or project-based cash flows

Perfect for: Businesses needing a balance between accessibility and yield.

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3. Large Business Deposit Products

For businesses with significant cash holdings, we provide access to tailored deposit structures with enhanced terms, interest tiers, and optional diversification across institutions for security.

Key Features:

• Custom rates based on deposit volume
• Multi-bank options to spread risk
• Optimised structures for treasury management

Perfect for: Corporations, NGOs, logistics firms, and government contractors with multi-million cash balances.

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Dedicated 1-2-1 Support for Business Clients

Choosing the right savings strategy can be complex—especially when factoring in tax, liquidity, and currency risks. That’s why we provide dedicated one-on-one support for every client.

With Wigmore Trading, you get:

• Personalised savings reviews
• Access to vetted financial institutions
• Guidance on account structuring
• Advice on matching terms to business needs
• Multi-currency options and international deposit solutions

We’re here to help your money work harder, with full transparency and ongoing service.

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Why Wigmore Trading?

Wigmore Trading is more than a sourcing and finance partner—we’re committed to helping businesses manage capital with the same efficiency we bring to logistics and trading.

We support companies across Africa, including:

• Distributors with seasonal revenue cycles
• Agricultural exporters with fluctuating cash positions
• NGOs and project-based businesses needing capital protection
• Government suppliers with delayed payment terms

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Start Growing Your Business Reserves Today

Ready to put your business savings to work? Whether you’re parking funds short-term or locking them away for longer-term goals, Wigmore Trading can help you access the right solutions, with expert support every step of the way.

👉 Contact us today to schedule a business savings review and learn how to maximise returns while protecting capital.