In Ghana, divorce proceedings often become complex when finances are unclear or disputed. Hidden assets, unexplained bank transfers, unusual business transactions, and inconsistent income declarations can all make it difficult for courts to reach a fair judgment. This is where forensic accounting for divorce cases in Ghana becomes essential.

For couples, legal teams, and businesses involved in marital asset disputes, forensic accounting provides clarity, transparency, and evidence-based insights that can make or break a case. At Wigmore Trading, we support clients and legal practitioners by helping source reliable financial records, business documentation, and other critical data required to support forensic investigations.

What Is Forensic Accounting in Divorce Cases?

Forensic accounting involves the detailed examination of financial records to uncover discrepancies, misrepresentations, or hidden assets. In divorce cases, this often includes:

• Tracing income streams

• Verifying asset ownership

• Identifying hidden bank accounts

• Assessing business valuations

• Reviewing suspicious financial activity

• Presenting findings in a court-ready format

In Ghana, where many assets may be tied to family businesses, real estate, or informal trade, the role of a forensic accountant is crucial to establishing an accurate financial picture.

Why Forensic Accounting Is Important in Ghanaian Divorce Settlements

Financial transparency is essential in ensuring a fair distribution of property, child support, and spousal maintenance. However, many couples experience challenges such as:

• Cash-based businesses that leave limited paper trails

• Undocumented income from trade

• Property registered under third-party names

• Complex shareholding structures

• Incomplete or missing financial records

A forensic accountant can help untangle these issues by using investigative techniques, audits, and document analysis to reveal the true financial standing of both parties.

Wigmore Trading can help by sourcing supplementary documentation—such as import/export records, supplier invoices, and business transaction histories—that support forensic accountants and legal teams throughout the process.

Common Financial Issues Forensic Accountants Uncover in Divorce Cases

Hidden or Undisclosed Assets

Some spouses may attempt to conceal assets through offshore accounts, shell companies, or undisclosed business income. Forensic examinations help reveal the real ownership and value of these assets.

Undervalued Business Interests

Family-owned businesses are common in Ghana. However, some owners may try to undervalue their company to reduce settlement obligations. Forensic accountants analyse financial statements, revenue flows, and market data to establish fair valuations.

Suspicious Financial Transactions

Large withdrawals, transfers to relatives, or unusual expenses often occur before a divorce filing. Forensic analysis helps track the destination of funds and determine relevance to the case.

Income Manipulation

Spouses may under-report earnings, especially in cash-heavy industries such as trading, agriculture, or transportation. Forensic accountants reconstruct the true income using historical data and third-party records.

How Wigmore Trading Supports Forensic Accounting Teams

While forensic accountants provide expert analysis, they often require external business documentation and supply-chain information to complete their assessments. Wigmore Trading provides access to:

• Import and export documentation

• Wholesale supply invoices

• Historical transaction records

• Supplier verification reports

• Inventory audits

• Logistics records and customs-clearance data

Our experience in West African trade, procurement, and distribution allows us to source reliable information quickly, improving the accuracy and speed of financial investigations.

Contact Wigmore Trading today to streamline your sourcing and strengthen the financial evidence used in divorce cases.

Choosing the Right Forensic Accountant in Ghana

When selecting a forensic accountant for a divorce case, consider professionals who:

• Have experience testifying in Ghanaian courts

• Understand local business structures and informal markets

• Possess strong auditing and investigative skills

• Can work with third-party data providers like Wigmore Trading

• Provide clear, legally defensible reports

A strong partnership between legal teams, forensic accountants, and documentation providers ensures the most accurate financial conclusions.

When to Engage a Forensic Accountant

It is advisable to involve a forensic accountant early in the divorce process if:

• Your spouse is self-employed

• There are unexplained changes in income

• Business assets are involved

• You suspect funds are being hidden

• Financial disclosures seem incomplete

• There is a lack of proper documentation

Early intervention strengthens your legal strategy and prevents the loss of critical evidence.

Conclusion: Bring Clarity to Complex Divorce Finances

Forensic accounting for divorce cases in Ghana offers a reliable way to uncover the full financial truth and ensure fair settlements. By providing essential trade and financial documentation, Wigmore Trading supports both individuals and legal professionals who need accurate, verified information during their investigations.

Get in touch with our team to learn more about how we can assist with sourcing essential records for forensic audits.