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The Benefits of Breakdown Cover in Lagos
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The Benefits of Breakdown Cover in Lagos

Thinking of buying breakdown cover in Lagos? It’s not just a good idea, but also a legal requirement if you own a car. Without it, you’re not permitted to drive your car on the road. Breakdown cover can come as an added expense, but what does it actually mean and do you in real life? With breakdown cover, you won’t be stranded on the side of the road with no assistance available. You will also avoid having to take public transport or spend extra money getting back home from wherever your car has broken down. With breakdown cover, you get help from personal towing services, which means that the moment your car breaks down they will have someone come pick you up and take you wherever you need to go. The best part is that this service is all included in your policy once you sign up for breakdown cover.

What is Breakdown Cover?

Breakdown cover is a policy that covers the repair or replacement of your car if it becomes unusable due to a mechanical fault. While it isn’t mandatory to have breakdown cover in Lagos, it is recommended in case of emergencies. Breakdown cover can also include additional benefits like towing, car rental, and roadside assistance.

The Benefits of Breakdown Cover in Lagos

– If you breakdown on the road, you are able to be towed to a nearby garage for repairs. This means you’re not stuck in the middle of nowhere waiting for your car to be fixed. – If your car needs to be towed, breakdown cover provides for a tow truck to come pick you up and take you to your destination. This is often included in the policy. – If your car breaks down and is deemed irreparable, the breakdown cover can pay up to 90% of the value of your car. This means you won’t have to pay to replace the car you’ve already bought. – If you break down at night, breakdown cover will provide a mechanic to come to you. This means you won’t have to spend time waiting for the morning when mechanics are open.

Free towing and roadside assistance

Breakdown cover also includes free towing and roadside assistance to help you if you get stuck or your car breaks down. If your car breaks down, you can call the breakdown service, who will send out a tow truck to come pick you up and take you to a nearby garage. If you get a flat tire or you lock your keys in the car, roadside assistance can send help to get you back on the road again.

Roadside assistance also includes a car guard

Not only will breakdown cover companies provide assistance if you get a flat tire or get stuck in the snow, but they’ll also send a car guard to stay with your car in dangerous areas. This can help protect your car from being stolen or damaged.

Maintenance and repair services

While you’re waiting for your car to be fixed, breakdown cover can also provide maintenance services like oil changes or wiper replacements. This will help keep your car in top shape, extending its lifespan.

Conclusion

In an ideal world, you’d never break down. Unfortunately, we don’t live in that world. Breakdown cover is there to help you when the unexpected happens. It’s important to remember that you can find breakdown cover at a range of different price points, so there’s one out there for every budget. Breakdown cover is there to protect your car, your time, and your wallet.


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Each month, Wigmore team of experts contribute to the latest insights and analysis, setting the agenda and leading the discussion on unlocking capital so you can put it to work.

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