Africa’s property market is expanding rapidly—driven by urbanisation, infrastructure growth, and increasing demand for commercial and residential real estate. Whether you’re purchasing land, building new units, or acquiring an income-generating property, securing the right property finance is crucial to the success of your project.

At Wigmore Trading, we connect developers, investors, and businesses with flexible and strategic funding solutions—including development finance, bridging loans, and commercial investment finance—tailored to meet the demands of Africa’s dynamic property sector.

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What Is Property Finance?

Property finance encompasses a range of financial products designed to support the acquisition, development, or investment in real estate. Whether you’re building from the ground up or investing in existing assets, the right finance structure ensures your project moves forward without unnecessary delays or financial strain.

Key types of property finance include:

• Development Finance
• Bridging Finance
• Commercial Investment Loans

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1. Development Finance: Build with Confidence

Development finance provides short- to medium-term funding for the construction or major refurbishment of residential, commercial, or mixed-use properties. It is typically released in stages, aligned with the progress of the build.

Key Features:

• Loans based on Gross Development Value (GDV)
• Funds released in tranches (land, build, completion)
• Interest-only during development phase
• Tailored for new builds, refurbishments, or conversions

Ideal for:

• Residential housing developers
• Commercial builders
• Mixed-use or retail development projects

Wigmore Trading works with lenders who understand African market dynamics and offer solutions structured around local regulations, construction timelines, and risk profiles.

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2. Bridging Finance: Fast Capital for Time-Sensitive Opportunities

Bridging loans are short-term facilities designed to “bridge the gap” between buying a property and securing long-term finance or completing a sale. They’re ideal for time-sensitive deals where speed is critical.

Key Features:

• Quick approvals and funding (as little as a few days)
• Terms from 3 to 18 months
• Secured against property or land
• Interest can be rolled up or serviced monthly

Ideal for:

• Auction purchases
• Land acquisitions pending planning approval
• Delayed sales or refinancing
• Developers needing fast turnaround

Wigmore Trading helps clients access bridging finance quickly, working with lenders who understand local property cycles and cash flow timing.

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3. Commercial Investment Finance: Grow Your Real Estate Portfolio

Commercial investment loans are long-term finance solutions for acquiring or refinancing income-generating properties such as office buildings, shopping centres, warehouses, and apartment complexes.

Key Features:

• Loans secured against the value of the commercial asset
• Competitive interest rates and flexible terms
• Interest-only or capital repayment options
• Can include refurbishment or repositioning capital

Ideal for:

• Buy-to-let portfolio investors
• Real estate companies expanding commercial holdings
• Businesses buying premises for operational use

Whether you’re acquiring a property outright or refinancing to release equity, Wigmore Trading facilitates access to structured investment finance through our network of lenders and financial institutions.

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Why Wigmore Trading?

As a leader in cross-border trade and financial solutions, Wigmore Trading provides end-to-end support for property finance projects—backed by trusted lending partners, market insight, and regional expertise.

What We Offer:

• Access to development, bridging, and investment loans
• Structuring support and lender introductions
• Assistance with valuations, legal reviews, and drawdowns
• Experience across Nigeria, Ghana, Kenya, South Africa, and more

We work with individual developers, property companies, and joint ventures—helping you bring your real estate vision to life with the right financial backing.

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Let’s Fund Your Next Property Project

Looking to build, renovate, purchase, or refinance a property? Wigmore Trading is your strategic partner for real estate finance across Africa.

👉 Contact us today to explore tailored property finance solutions and accelerate your next project.