How to Register for a BVN in Nigeria (Requirements & Process)

The Bank Verification Number (BVN) is now a mandatory identification requirement for anyone operating a bank account in Nigeria. It helps secure financial transactions, prevents fraud, and provides a unified identity across all banks. For individuals and businesses—especially those involved in import/export, logistics, e-commerce, and wholesale trade—having a BVN is essential for smooth financial operations.

For international traders working with Nigerian partners, or businesses setting up local operations, understanding how the BVN system works is equally important. At Wigmore Trading, we help organisations navigate Nigeria’s business landscape, including compliance processes that support secure transactions.

Below is a clear, step-by-step guide on how to register for a BVN in Nigeria, the requirements needed, and how the process works.

What Is a BVN in Nigeria?

The BVN (Bank Verification Number) is an 11-digit unique identifier issued by the Central Bank of Nigeria. It links all your bank accounts to one secure identity. This system helps reduce fraud, enhance transaction security, and streamline banking for both individuals and businesses.

Businesses trading with Nigeria benefit as well—BVN simplifies due diligence, payment processing, and identity verification.

Who Needs a BVN?

You must have a BVN in Nigeria if you:

• Want to open a bank account

• Already have a bank account but have not been biometrically captured

• Intend to carry out high-value transactions

• Are a foreigner operating a Nigerian bank account

For international suppliers working with Wigmore Trading, understanding the BVN process helps ensure smooth import/export payments.

Requirements for BVN Registration in Nigeria

To register for a BVN, you will need:

• A valid form of identification:

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  • National ID card

  • International passport

  • Voter’s card

  • Driver’s licence

• Your full names, date of birth, and address

• A phone number and email address

• Biometric data (fingerprints & photograph), which will be captured at the bank

Wigmore Trading can help guide foreign partners who may need clarification on acceptable documentation when opening or transacting through Nigerian bank accounts.

How to Register for a BVN in Nigeria (Step-by-Step)

1. Visit Any Bank Branch

Walk into any Nigerian bank—whether it’s the bank you use or not. BVN registration can be done at any bank.

2. Request the BVN Enrollment Form

Fill out the BVN enrollment form with accurate personal information.

3. Submit Your Valid ID

Provide one government-issued ID for verification.

4. Capture Biometrics

The bank will capture your fingerprints and facial photograph.

5. Receive Your BVN

You will receive your BVN within 24–48 hours by SMS or printout.
Once assigned, your BVN stays the same for life, across all banks.

Can You Register BVN Outside Nigeria?

Yes. Nigerians abroad can register at approved diaspora enrolment centres. This is useful for international partners working with Wigmore Trading who need a Nigerian account for smoother local transactions.

Why BVN Matters for Businesses and Traders

For importers, exporters, wholesalers, and FMCG distributors, a BVN is essential for:

• Opening corporate or personal accounts used for trade

• Complying with banking and regulatory requirements

• Faster identity verification

• Securing high-value transactions

• Reducing fraud risk in cross-border payments

Wigmore Trading supports clients by ensuring all transactions are safe, compliant, and efficient.

How Wigmore Trading Can Help

Whether you’re sourcing products, setting up supply chains, or coordinating shipments into and within Nigeria, Wigmore Trading provides trusted import/export services. Our team ensures all transactions meet banking and compliance standards, including those involving BVN-linked accounts.

Get in touch with our team to learn more.
Wigmore Trading can help.